Digital identity can have many advantages such as the ability to authenticate digital identifiers through digital channels; unlike paper forms of identification such as driver’s licenses; passports and social security cards; but it can also allow more people to access government services; and improve the economic conditions of individuals; and countries; but what Is the technology required to work with the digital identity? .
A digital identity is information about an entity that computer systems use to represent an external agent; This agent may be a person or an organization; Request; or device; The standard defines “ISO/IEC 24760-1” as a set of attributes related to an entity; According to Fehr’s academic curriculum. It also indicates the set of numeric data that was generated; by digital users; and systems.
The information provided about it allows the evaluation; authentication of a user interacting with a business system on the web; without the participation of human workers. Digital identities also allow us to access computers. and the services they provide to operate automatically and enable computers to mediate relationships.
This term also refers to certain aspects of civics; and personal identity that resulted from the widespread use of identity information to represent people in an acceptable and trusted digital format in computer systems.
Digital identity standards
Today, digital identity; is often used in ways that require linking data about people stored in computer systems to their civil or national identities. Moreover; the use of digital identities is now so widespread that many discussions refer to “digital identity” as the complete set of information resulting from an activity person online.
This includes usernames; passwords; online search activities; date of birth; Social Security, and purchase history. especially when this information is publicly available and non-anonymous, and can be used by others to discover that person’s civil identity.
In a broader sense, a digital identity is a copy or a facet of a person’s social identity; and this can also be referred to as an online identity with a Sovereign Identity (SSI); The user has a way to create; and control over unique identifiers as well as some facilities for storing identity data.
Its legal and social implications are complex; Difficult however they are simply the result of the increasing use of computers, and the need to provide computers with information that can be used to identify external factors.
The importance of digital identity
Digital identity can allow more people to participate in the economy; gain greater access to goods; and services; reduce fraud; By emphasizing digital technologies; This leads to faster and more efficient transactions.
The World Bank estimates that among the 7.6 billion people in the world; Almost a billion people lack it; According to consulting firm McKinsey. There are about 3.4 billion people with a legal identity; But they have a limited ability to use it digitally; There are even 3.2 billion people with a legal identity. participation in the Internet economy; But they cannot easily use their knowledge digitally.
It can help all these groups by giving them a legal identity that allows them to participate efficiently in the digital economy; In addition to economic empowerment. and promoting greater participation in the Internet economy.
Advantages of a digital identity:
Nearly 1.7 billion people lack access to financial services; but by using a digital identity they can open bank accounts. and deposit; and withdraw money; allowing them to participate in commerce.
Increased gross domestic product (GDP)
Countries implementing digital identities could reach an economic value of 3 percent to 13 percent of GDP over the next 11 years. In emerging markets where there is potential for more people who need distance training. GDP could increase by an average of 6 percent
In more mature markets; a higher level of security pays interest; and these markets could see GDP growth of between; 3 percent; and 4 percent.
Reduce government paperwork
The public sector can save 110 billion hours by spending less time processing paperwork; and completing other manual processes.
Prepare clients faster
Customer registration could be reduced by 90 percent if digital IDs were used instead of having people fill out paper forms.
The use of digital identities could reduce global fraud by $1.7 trillion; In the United States; fraud can be reduced by $56 billion.
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